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Our Team

W. Douglas O'Rear, CFP®

(615) 371-8596

(615) 246-8113

Doug, as the founder of O’Rear & Associates, works with a select number of existing clients and their referrals, serving as a resource to and the team leader of his associates. His focus is a holistic one – meaning he sees financial planning as a relationship based process, not a presentation of products/sales approach.

Currently a branch manager for his broker-dealer Woodbury Financial Services, he received his B.S. from Samford University and his M.A. from the University of Alabama. He has completed extensive graduate work at the University of Alabama and the Cumberland School of Law at Samford University. He is a Certified Financial Planning Practitioner.

He is a frequent management and financial consultant with various for profit and non-profit organizations. His business experience includes: personnel administration with the Alabama Power Company, The University of Alabama, and the former First American Bank in Nashville. He was also an Assistant Professor of Business at Belmont University. He has been involved in financial planning since 1980 and had his own firm since 1983.

Doug is a member of the Kiwanis Club and the Middle Tennessee Financial Planning Association, having served in leadership and officer roles with both.

He is married to Jane Crisp with 4 children and 12 grandchildren and 1 great grandchild.

Beth Ervin

Office Manager

(615) 371-8596

(615) 246-8113

Beth joined O’Rear & Associates in 2016 and has become an integral part of the business. She currently serves as our office manager and has reactivated her license in Tennessee as a Life and Health agent. Her experience in both corporate environments and as a small business owner provides a depth of knowledge which has included inventory management, real estate investment companies (now known as REITs), retail management, IT system management and the travel industry.

Beth graduated from David Lipscomb University.

She loves animals, volunteers with animal rescue organizations and spends her spare time making pottery and creating art.

Matthew Ribble



After 20 years of traveling as a Regional Director for Hartford and Victory Capital Matthew decided to stop traveling and join our team. Matthew is FINRA Licensed Series 6, 63, 66 and Series 7; in addition Matthew is Licensed for Tennessee Life and Health.

Matthew and his wife, Tessa, are originally from Pennsylvania. They have lived in Nashville for over 17 years. His wife, Tessa, is a First Grade Teacher at Overbrook School. They have 3 children Rose Mary age 15, a sophomore at Saint Cecilia, Henry age 13, an 8th grader at MBA and Louis age 10, a 4th Grader at Overbrook School . They attend Mass at Saint Thomas and are members of The Cathedral of the Incarnation in Nashville.  Matthew enjoys spending time with his family, keeping up with his children’s activities and Coaching at The Big Red Wrestling Club at MBA.

Matthew Studied at West Chester University Pennsylvania.

“It truly is a privilege to be a part of O’Rear and Associates”