Company At O’Rear & Associates, we provide comprehensive Financial Planning* for individuals and businesses. By working with other professionals such as CPAs and Attorneys, we attempt to structure a plan to create wealth, maximize returns, and minimize risk. We also seek ways to reduce income and estate taxes. We help clients achieve stated goals by providing insurance and investment products and services available through appropriately licensed areas. Our compensation comes from fees, commissions, or a combination of both. We comply with the rules and regulations of our broker/dealer and affiliated insurance companies. How Can We Assist You? We Plan For Your FutureRetirement PlanningEstate PlanningEducational PlanningLong-term Goal PlanningCharitable GivingWe Can Help Reduce Your Tax Bill**Individual Retirement PlansQualified PlansEmployer Sponsored PlansTax Credit ProgramsTax deferred ProductsTrust AccountsWe Can Assist With Your Insurance NeedsLifeLong-Term CareHealthDisabilityWe Work With Businesses401(k)s403(b)sSimple IRAsProfit Sharing PlansMoney Purchase Pension PlansBusiness Owners Protection ** Neither Woodbury Financial Services, Inc., nor its registered representatives or employees, provide tax or legal advice. As with all matters of a tax or legal nature, you should consult with your tax or legal counsel for advice.